Financed at the dealership? Shop the rate again.
When a dealership's finance office arranges the loan, the rate can include a markup you never saw. Apply once and we take your loan to the banks and credit unions we work with, then show you what they offer next to what you pay now. If it isn't better, nothing changes.
- Your current lender and payoff amount
- Your car's mileage, and the VIN if it's handy
- Your address, employer and income
Your loan today (example)
- Lender
- Picked by the finance office
- Interest rate (APR)
- 11.9% We'll shop this.
- Monthly payment
- $612
- Months left
- 58
- Payoff
- $28,400
Good to know
- Dealer-Less is not a lender. Financing comes from the banks, credit unions and finance companies we work with, and every loan is subject to the lender's approval and terms.
- Your rate, term and payment depend on your credit, the vehicle and the lender. Any payment or rate we mention before approval is an estimate, not an offer of credit.
More in our financing disclosures and questions and answers.